Today, more than ever, business owners are faced with a number of challenges regarding life insurance for key personnel, employees as a group and the overall company. The good news is that life insurance companies are offering more and more cost effective innovative products. Acting as an independent advisor, Vantage Assurance Group offers access to top rated insurance companies and products that specialize in coverage for professionals, group life insurance, disability, worker’s compensation and supplemental coverage.

Key Personnel Insurance
Valuable employees, with long term absence or who become disabled could cause extreme difficulty and financial hardship for a company. Generally this type of coverage is owned by and payable to the officers or the company. Some products provide an innovative breakthrough, offer full administration and are now available for closely-held business owners and key personnel within the company. These products allow both the employer and executive employee to participate in the payment and ownership of the policy. Before retirement employees can buy the employers share on a schedule basis. At retirement, the employee has the option of taking withdrawals/loans from cash values or maintaining a tax free death benefit.

Vantage Assurance Group offers both Individual, Group Life and Disability products for professionals, employees both on a voluntary and involuntary basis.

• Level Term Insurance for Professionals for 10, 15, 20 and 30 Years
  
  
• Individual Products – Universal Life
  
  
• Disability Products
  
  
• Group – Term Life Products
  
  
• Group – Disability Short – Long Term Products

Supplemental Coverage
This coverage is designed to supplement the employer’s group plan and provides coverage that supplements limits placed on group plans. Coverage is available in most all forms and can be purchased during the enrollment period. Supplemental coverage acts as a financial safety net especially for extended periods of hospitalization and the treatment of catastrophic diseases, such as, a stroke or cancer. Other forms of coverage include Life, Accident, Hospital Indemnity, Cancer, Disability, Intensive Care and other types of specific coverage.

No Obligation to Buy and a Thirty Day Free Look to Review Your Policy
There is no obligation to take out the insurance coverage even after your medical examination if required. After the policy is issued you will have a 30 day period in which to return the policy and receive a full refund.

Please note that all applicants are subject to field underwriting by the representative and the insurance company. Applicants with pre-existing conditions could be subject to additional underwriting, rated premiums, exclusions, waiting periods and or declined from coverage by the insurance carrier.

Insurance products are offered through Vantage Assurance Group DBA Venue
Insurance Agency a California Licensed Insurance Agency Number 0C17317
Insurancevenue.com is the Registered Domain for Vantage Assurance Group

Put the Power of Independence to Work for You
Call 800-393-3838 or e-mail wecanhelp@insurancevenue.com today for an initial consultation without obligation.